Average FTB deposits surge 40% in the last five years📈🏡

Average FTB deposits surge 40% in the last five years📈🏡

Getting a foot on the property ladder has never been more challenging, with average deposits on a first home climbing rapidly over the last decade and pushing homeownership further out of reach for the nation’s first-time buyers.

Newly released research from Stipendium looked at the current cost facing first-time buyers when it comes to a mortgage deposit and how this has changed over the last five and 10 years. To continue reading, please Click Here


Get in touch with us

The UK ranks 29th in Europe for homeownership at 65%, trailing far behind Eastern Europe’s 85%+. Despite rising deposits and affordability hurdles, the British dream of owning a home remains a powerful symbol of security. We explore why homeownership is changing and why the desire to own is still as strong as ever.

A fresh coat of paint can help, but missing paperwork can delay a sale for months. Use August to prepare the information buyers and solicitors will need before an offer is agreed.

Selling a home in today’s market requires experience, insight and a clear strategy. Between January and July 2026, Millbanks has successfully helped numerous homeowners and buyers across NR17, NR16 and NR9 achieve their objectives. In this article, we share our latest results, the approach behind them, and why our service continues to deliver.

If moving is starting to feel more realistic, September is a useful time to prepare. Understanding your budget, priorities and local property search now could make things much easier when the right home appears.