Average FTB deposits surge 40% in the last five years📈🏡

Average FTB deposits surge 40% in the last five years📈🏡

Getting a foot on the property ladder has never been more challenging, with average deposits on a first home climbing rapidly over the last decade and pushing homeownership further out of reach for the nation’s first-time buyers.

Newly released research from Stipendium looked at the current cost facing first-time buyers when it comes to a mortgage deposit and how this has changed over the last five and 10 years. To continue reading, please Click Here


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Against a noisy global backdrop, the UK housing market has quietly surged, posting its strongest week for sales agreed in 45 weeks. Demand hasn’t vanished, it has sharpened. Well-priced homes are moving fast, while overpriced listings linger, making strategy and timing more critical than ever.

The latest data suggests housing affordability is quietly improving, but the real story lies beneath the headlines. It’s not just about house prices versus earnings, it’s about what buyers actually pay each month. And when you look at it that way, the picture may surprise you… read the article to learn more.

You may have seen headlines about the UK’s “hottest” property markets, but they rarely tell the full story. Fast-moving areas don’t always mean stronger results. Behind the rankings lies a more nuanced picture… and what’s happening locally matters far more. Read on to discover what it really means.

If you step back, a familiar pattern emerges. We rent when young, buy as life settles, and often own outright later on. Yet it’s not the same for everyone, with more people renting into later life. Property reflects life stages, choices and timing. To learn more, click the link and read on.