Average FTB deposits surge 40% in the last five years📈🏡

Average FTB deposits surge 40% in the last five years📈🏡

Getting a foot on the property ladder has never been more challenging, with average deposits on a first home climbing rapidly over the last decade and pushing homeownership further out of reach for the nation’s first-time buyers.

Newly released research from Stipendium looked at the current cost facing first-time buyers when it comes to a mortgage deposit and how this has changed over the last five and 10 years. To continue reading, please Click Here


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UK home sales agreed in 2025 tell a story of steady progress rather than drama. Many regions are seeing uplift thanks to realistic pricing and strong demand, while others are adjusting to affordability and expectations. The market is functioning, confident, and increasingly shaped by local conditions.

This map highlights how uneven UK house price growth has been over the last decade. While some regions have surged ahead, others have seen far more modest gains. It’s a clear reminder that national averages hide wide regional differences, and that property performance is always shaped by local markets rather than headlines.

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