Average FTB deposits surge 40% in the last five years📈🏡

Average FTB deposits surge 40% in the last five years📈🏡

Getting a foot on the property ladder has never been more challenging, with average deposits on a first home climbing rapidly over the last decade and pushing homeownership further out of reach for the nation’s first-time buyers.

Newly released research from Stipendium looked at the current cost facing first-time buyers when it comes to a mortgage deposit and how this has changed over the last five and 10 years. To continue reading, please Click Here


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In 2025, £344bn was spent on property across Great Britain and Northern Ireland. Follow the money and the market’s geography becomes clear. Some regions dominate, others quietly punch above their weight. It’s a powerful reminder that the UK property market isn’t one story, but many regional economies moving at different speeds.

An attractive modern two-bedroom semi-detached house enjoying a pleasant convenient central town location, featuring a conservatory, an attractive rear garden with artificial grass, and a garage. Perfect for first-time buyers or those seeking convenience with amenities nearby and no onward chain.

UK house prices may have risen over time, but the journey has been anything but uniform. Regional differences tell a deeper story, shaped by local demand and conditions. It highlights a simple truth many overlook. To understand what really drives your home’s value, read on.

Across Europe, where people live reveals striking contrasts. The UK leans heavily towards houses, unlike many countries where apartments dominate. This shapes demand, pricing and expectations at home. Is it culture or design? The answer may surprise you… read on to explore the full story.