Average FTB deposits surge 40% in the last five years📈🏡

Average FTB deposits surge 40% in the last five years📈🏡

Getting a foot on the property ladder has never been more challenging, with average deposits on a first home climbing rapidly over the last decade and pushing homeownership further out of reach for the nation’s first-time buyers.

Newly released research from Stipendium looked at the current cost facing first-time buyers when it comes to a mortgage deposit and how this has changed over the last five and 10 years. To continue reading, please Click Here


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The latest data suggests housing affordability is quietly improving, but the real story lies beneath the headlines. It’s not just about house prices versus earnings, it’s about what buyers actually pay each month. And when you look at it that way, the picture may surprise you… read the article to learn more.

In 2025, £344bn was spent on property across Great Britain and Northern Ireland. Follow the money and the market’s geography becomes clear. Some regions dominate, others quietly punch above their weight. It’s a powerful reminder that the UK property market isn’t one story, but many regional economies moving at different speeds.

An attractive modern two-bedroom semi-detached house enjoying a pleasant convenient central town location, featuring a conservatory, an attractive rear garden with artificial grass, and a garage. Perfect for first-time buyers or those seeking convenience with amenities nearby and no onward chain.

For tenants, April is a useful point to pause and plan. With rents still rising across the UK and the first phase of rental reform approaching in England, this is a good time to review your budget, renewal options and next move.