Breaking News!! You can now BUY a Property with ZERO  Deposit!

Breaking News!! You can now BUY a Property with ZERO Deposit!

There is good news for renters looking to get on the property ladder but haven't been able to do so by not having enough or any deposit.

If you are a first-time buyer with a track record of paying rent and household bills, Skipton Building Society is now offering a mortgage for up to 100% LTV, to help you into your first home.
What are they offering?
  • Up to 100% LTV mortgage for first-time buyers currently renting, who can demonstrate a track record of affordability of ALL monthly rent and household expenditure for a minimum of 12 months in the last 18-month period
  • If there is a deposit, we are happy to consider even if it’s gifted. If the client has a deposit of 5% or more, they should seek our standard products as Track Record is designed for >95% lending
  • The monthly mortgage payment must be equal or lower than the average of the last 6 months rental cost – e.g. if the average rent over the last 6 months is £800, the mortgage payment must be £800 or lower

If you would like further information please click here and i will get our local recommended mortgage adviser to get in touch with you as soon as possible.


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