Buying vs renting cost gap at widest for five years: Halifax🏠

Buying vs renting cost gap at widest for five years: Halifax🏠

Newly released research from Halifax has revealed that the monthly housing costs for first-time buyers are now £115 or 13% lower than the cost of renting an equivalent home, with the difference potentially adding up to more than £27,600 over a 25-year mortgage.

The figures form part of the Halifax Buying vs Renting Review and are based on the housing costs associated with a mortgage on a three-bed home, compared to the average monthly rent of the same property type. To continue reading, please Click Here


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If you step back, a familiar pattern emerges. We rent when young, buy as life settles, and often own outright later on. Yet it’s not the same for everyone, with more people renting into later life. Property reflects life stages, choices and timing. To learn more, click the link and read on.

With mortgage rates steadier and spring listings emerging, March 2026 offers buyers a balanced window before peak competition intensifies.

The latest figures on the average rent paid by new tenants in February 2026 reveal a market that is no longer moving in one direction across the UK. Instead, regional differences are becoming clearer, with some areas still seeing modest growth while others, particularly in the South, are starting to soften.

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