Do interest rates matter? Number of mortgaged homes falls

Do interest rates matter? Number of mortgaged homes falls

Only 6.8m homes in England now have mortgages, just 28 per cent of the overall market and about two per cent down from the level five years ago.

Research by mortgage firm Henry Dannell shows that the reduction in total homes owned with the help of a mortgage has been most notable in the East of England, down three per cent since 2017. 
To continue reading, please click here.
Source: Estate Agent Today


Get in touch with us

The way people aged 55 to 64 live today tells a much bigger story than you might expect. Beneath the headline figures lies a quiet shift in homeownership, mortgages and renting that has been decades in the making. To see what’s really changed, and why it matters, read on.

At first glance, UK house prices rising tens of thousands of per cent since 1900 look absurd. But annualised over 126 years, growth averages around 4.5 to 5 per cent a year. It is not sudden surges but steady compounding that drives values higher, showing property rewards time in the market more than attempts to time it.

The early months of 2026 suggest a UK housing market finding its rhythm, with buyer activity strengthening across most regions. While growth varies from place to place, the wider picture is one of steady progress rather than sharp change. To learn what this means closer to home, read on.

If you are planning to sell in Attleborough, timing depends on more than luck. Property type, bedroom count, pricing and marketing all shape the outcome. Some homes attract swift interest, while others linger. Understanding local trends and launching at the right price from day one can make the difference between a smooth move and a stalled sale.