The latest 0.25% interest rate cut may look modest on paper, saving the average variable mortgage holder around £31 a month, but its real influence runs deeper. Property markets are powered by confidence, and with mortgage rates easing and lenders competing again, sentiment is shifting. That change in mood is starting to matter.

This visual snapshot reveals how property values rarely move in unison. Some streets surge ahead, others advance more quietly, each following its own rhythm. It’s a reminder that markets are made of micro stories, where proximity alone doesn’t guarantee the same outcome.

New Year, fresh goals, if moving home by spring 2026 is on your list, now’s the moment to plan. Understand how long properties took to go under offer and complete in 2025, and the key steps you need to hit your timeline. Read on to map out your best move ever.

UK home sales agreed in 2025 tell a story of steady progress rather than drama. Many regions are seeing uplift thanks to realistic pricing and strong demand, while others are adjusting to affordability and expectations. The market is functioning, confident, and increasingly shaped by local conditions.