First-time buyers benefit from Help-to-Buy

First-time buyers benefit from Help-to-Buy

In this short article we take a quick look at the number of First-Time Buyers who are benefitting from Help-To-Buy

  • Over 265,000 first-time buyers (FTBs) in England and Wales have benefitted from government Help-to-Buy Equity Loan schemes since they were introduced in April 2013 and January 2014 respectively.
  • 82% of all HTB equity loan property purchases between April 2013 and December 2020 have been to first-time buyers.
  • Over half (58%) of FTBs in England purchase with the minimum 5% deposit; 23% have a deposit between 5.1% and 10%. In England, the average FTB HTB property price is £311,635; £50,000 less than for non FTBs.
  • Despite the market closure in 2020, FTB HTB purchases were just 5% lower than in 2019. 17,700 completions took place in the final quarter, virtually double the 5-year quarterly average (2015–2019). Source: Dataloft, MHCLG, Stats Wales


Get in touch with us

Attleborough homeowners and landlords, stay ahead of the market. Each month we track the rolling average price of homes bought and sold locally, revealing trends that numbers alone can’t show. Our regular insights go beyond the figures, helping you understand your property’s value and make informed decisions, to learn more please read the article.

Here is an overview of the UK Property Market for Week 10, which paints a picture of a UK property market that is steady, active and quietly resilient. Buyers remain engaged, supply continues to grow, and pricing holds firm. Yet beneath the surface, one factor is shaping success more than ever. To learn more, please read the article.

At first glance, UK house prices rising tens of thousands of per cent since 1900 look absurd. But annualised over 126 years, growth averages around 4.5 to 5 per cent a year. It is not sudden surges but steady compounding that drives values higher, showing property rewards time in the market more than attempts to time it.

Recent data shows homes are taking longer to sell than 18 months ago, with only around half achieving a sale. Realistic pricing from day one is crucial to attract interest, maintain momentum, and avoid delays or reductions, ensuring a smoother, more successful sale in today’s market.