Government to introduce 95% LTV mortgage scheme without stress tests

Government to introduce 95% LTV mortgage scheme without stress tests

Boris Johnson is looking to launch a 95% mortgage scheme where normal stress test rules don’t apply.

Reportedly the scheme would introduce “a form of state guarantee” to lenders to lower the risk of the loans.
To continue reading this article, please click here
Source: Property Wire



Get in touch with us

Discover this stylish three-bedroom detached chalet home built by Messrs Abel Homes in 2017, offering modern design, energy efficiency, and generous living. Featuring tall ceilings, a dual-aspect lounge, open-plan kitchen/diner, a ground floor master bedroom suite and low maintenance gardens, this home offers the finest quality in modern living.

Selling a home in today’s market requires experience, insight and a clear strategy. Between January and July 2026, Millbanks has successfully helped numerous homeowners and buyers across NR17, NR16 and NR9 achieve their objectives. In this article, we share our latest results, the approach behind them, and why our service continues to deliver.

Considering a move to East Harling? Join us for an in-depth exploration of 22 Mount Pleasant Drive, a charming modern three-bedroom detached house that could be your perfect next chapter. Let's uncover what makes this property a compelling choice for buyers.

Too many homeowners believe they can start high and reduce later if needed. The reality is very different. New 2026 market data shows that nearly two in three successful sellers achieved their asking price without a reduction. Here's why accurate pricing from day one gives you the best chance of securing a successful move. Click to learn more...