Government to introduce 95% LTV mortgage scheme without stress tests

Government to introduce 95% LTV mortgage scheme without stress tests

Boris Johnson is looking to launch a 95% mortgage scheme where normal stress test rules don’t apply.

Reportedly the scheme would introduce “a form of state guarantee” to lenders to lower the risk of the loans.
To continue reading this article, please click here
Source: Property Wire



Get in touch with us

UK rents have risen sharply over the last decade, but the headline figures only tell part of the story. Once inflation is taken into account, some regions have actually seen rents grow more slowly than the cost of living, while others have surged ahead. So where does Attleborough fit into the picture? Click to learn more...

When selling your home, the initial valuation and contract terms significantly impact your experience. Discover why a realistic price from the outset, combined with a flexible agency agreement, is crucial for a smooth and successful sale.

Against a noisy global backdrop, the UK housing market has quietly surged, posting its strongest week for sales agreed in 45 weeks. Demand hasn’t vanished, it has sharpened. Well-priced homes are moving fast, while overpriced listings linger, making strategy and timing more critical than ever.

Buying a home can feel easier when you know your budget, priorities and next steps. With mortgage costs still influencing decisions, preparation is one of the biggest advantages buyers have.