Majority of homeowners in favour of lower mortgage costs based on energy performance

Majority of homeowners in favour of lower mortgage costs based on energy performance

67% of all homeowners, or those who want to become homeowners, suggest a lower mortgage rate based on their property’s Energy Performance rating would be an appealing element when looking at product features.

The research, carried out by BVA BDRC on behalf of intermediary-only specialist lender, Foundation Home Loans, interviewed 300 individuals regarding their housing aspirations and circumstances during August last year. A number of questions focused on the energy efficiencies of existing housing stock, what it would take to get homeowners to make improvements, and whether ‘Green mortgages’ might have an appeal for those making such improvements or buying higher-rated properties. To continue reading, please Click Here
Source: Property Reporter


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January 2026 showed a market regaining momentum. Across much of the UK, sales agreed are running ahead of two years ago, led by the Midlands and East. Scotland and Wales are also strengthening. London remains mixed, and Northern Ireland softer. This is not a boom, but a steady, broad based rebuild driven by realistic pricing.

Recent data shows homes are taking longer to sell than 18 months ago, with only around half achieving a sale. Realistic pricing from day one is crucial to attract interest, maintain momentum, and avoid delays or reductions, ensuring a smoother, more successful sale in today’s market.

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With Easter just around the corner, now is a strategic moment to prepare your home for market, before buyer demand peaks and properties move fastest.