Mortgage choice soars for first time landlords

Mortgage choice soars for first time landlords

The choice of buy to let mortgage deals for first time landlords has soared according to the independent market monitor Moneyfacts.

“Our data shows that there are currently 2,235 products on offer to first time landlords, up from 1,311 deals this time last year” explains Moneyfacts’ Eleanor Williams. 
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Source: Landlord Today


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Placing your home on the market in December can set you up for a stronger, faster sale in early 2026. With fewer competing listings and highly motivated buyers still searching, December offers a rare opportunity to stand out, attract serious interest, and get ahead of the busy new-year property rush.

A new £2m-plus home surcharge is billed as progressive, but its impact falls mainly on London and the South East, where many owners now face an annual bill from 2028. Critics warn it punishes long-term residents, cools the prime market and deepens regional divides, even as households weigh downsizing. Many fear a new cliff edge at £2m too.

Fresh market insights reveal that homes are still taking longer to sell, with many remaining unsold. This shift highlights how crucial realistic pricing is from the start. Properties priced correctly attract more interest and sell faster, avoiding price cuts and the frustration of lingering on the market.

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