The latest 0.25% interest rate cut may look modest on paper, saving the average variable mortgage holder around £31 a month, but its real influence runs deeper. Property markets are powered by confidence, and with mortgage rates easing and lenders competing again, sentiment is shifting. That change in mood is starting to matter.

Private renting has grown across every UK region over the last 40 years, but the scale and pace are often misunderstood. This graphic shows how uneven that growth has been, shaped largely by the decline in social housing. Understanding this shift helps explain today’s housing balance and the choices ahead.

A stylish modern end of terrace family home offering fresh contemporary living, stylish re-fitted bathroom and cloakroom suites, updated internal and external doors, a sleek kitchen/diner with garden access, and a spacious lounge—an inviting move-in-ready home, ideal for relaxed, modern family life.

A superb, modern 3-bedroom detached family house in Attleborough, built in 2024. Featuring high ceilings, a dual-aspect lounge, a fully fitted kitchen/diner, and an en suite master bedroom. Complete with a garage, driveway, and enclosed garden.