Top tips to help save money when buying a house💰

Top tips to help save money when buying a house💰

Undoubtedly the single biggest purchase of our lives, buying a home can soon see the costs spiral out of control unless you avoid unnecessary expenditures. Stipendium has created a guide to help homebuyers save money and best prepare for the buying process.

Ensure a good credit score
A high credit score gives buyers a much better chance of being offered a good mortgage. This can increase the buying budget and lead to a more reasonable repayment plan. It’s vital to check your score early, well before starting the home search. To continue reading, please Click Here


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An attractive and well-presented 2-bedroom end terrace, ideally positioned in central Attleborough. Recently redecorated throughout, the property offers a spacious lounge with French doors to a 30ft enclosed garden, a fitted kitchen, modern bathroom, and allocated parking, combining comfort with convenience.

Falling mortgage rates are bringing welcome relief to first-time buyers. Monthly repayments on the average UK first-time buyer mortgage are now around £355 less than three years ago — easing financial pressure and making homeownership feel more achievable for many ready to take their first step onto the property ladder.

Fresh market insights reveal that homes are still taking longer to sell, with many remaining unsold. This shift highlights how crucial realistic pricing is from the start. Properties priced correctly attract more interest and sell faster, avoiding price cuts and the frustration of lingering on the market.

Thinking of selling soon? Setting the right asking price can make or break your move. Here’s why overvaluing your home, even with the best intentions, can actually reduce its true market value and slow your sale.