The latest 0.25% interest rate cut may look modest on paper, saving the average variable mortgage holder around £31 a month, but its real influence runs deeper. Property markets are powered by confidence, and with mortgage rates easing and lenders competing again, sentiment is shifting. That change in mood is starting to matter.

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As a new year begins, many Attleborough homeowners and buyers are asking the same question: what will happen to house prices in 2026, and when is the right time to move? This article looks beyond forecasts and headlines to examine the real drivers of the local market, focusing on supply, demand, and affordability to understand what may lie ahead.

This data shows a clear north–south split in UK housing supply. Homes for sale are rising across London and the South, while much of the North is seeing stock fall. The contrast raises questions about affordability, confidence, and whether higher supply in the South could limit house price growth into 2026.