Average mortgage repayments now cost a third of earnings💰

Mortgages are on their way to being as unaffordable today as they were during the great recession of 2008, adding further financial pressure to homeowners who are struggling with the cost of living crisis.

Specialist property lending experts, Octane Capital, has calculated the average monthly mortgage repayment as a proportion of the average monthly salary and highlights that with the current average house price of £276,019 and a 3-year fixed-rate mortgage with a 75% LTV, a buyer today would be looking at a loan amount £207,014 once a 25% deposit (£69,005) has been accumulated. To continue reading, please Click Here

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