The Autumn Budget brought predictable housing and tax shifts, headlined by a 2028 levy on £2m+ homes that affects under 1% of properties but will shape behaviour for years. Landlords face tighter margins as taxes rise, while Attleborough’s market absorbs uncertainty. The measures add clarity rather than comfort as pressures build.

Rents have surged unevenly in recent years, revealing a striking divide shaped by shifting incomes and tenant affordability. While some areas have seen rapid momentum, others have moved more steadily, exposing a complex landscape that reflects economic pressures and evolving demand in communities.

A new £2m-plus home surcharge is billed as progressive, but its impact falls mainly on London and the South East, where many owners now face an annual bill from 2028. Critics warn it punishes long-term residents, cools the prime market and deepens regional divides, even as households weigh downsizing. Many fear a new cliff edge at £2m too.

Falling mortgage rates are bringing welcome relief to first-time buyers. Monthly repayments on the average UK first-time buyer mortgage are now around £355 less than three years ago — easing financial pressure and making homeownership feel more achievable for many ready to take their first step onto the property ladder.