Stricter affordability assessments see twice as many self-employed rejected for a mortgage🤷🏻‍♀️

Stricter affordability assessments see twice as many self-employed rejected for a mortgage🤷🏻‍♀️

According to new research from The Mortgage Lender, 23% of self-employed individuals have had their mortgage application denied in the past compared to just 12% of employed workers.

Self-employed applicants are often treated with stricter affordability assessments than those who are employed, mainly because they are considered to have a more irregular or complex income and are therefore viewed as riskier to lenders. This can make it trickier to get through the mortgage process, with the survey finding that of those who have ever tried to get a mortgage, 19% of self-employed applicants have had mixed results of whether their application was accepted or denied, compared to only 11% of employed individuals who said the same. To continue reading, please Click Here


Get in touch with us

This exceptional 5-bedroom detached chalet is set in a prime non-estate village location, offering elegant interiors, versatile living space, and a private garden perfect for entertaining. Immaculately presented and move-in ready, it combines style, comfort, and convenience with excellent local amenities nearby – Truly a must view.

This visual snapshot reveals how property values rarely move in unison. Some streets surge ahead, others advance more quietly, each following its own rhythm. It’s a reminder that markets are made of micro stories, where proximity alone doesn’t guarantee the same outcome.

Located in the popular Constable Close off London Rd, Attleborough, this 3-bedroom semi-detached home offers a lounge off the entrance hall, fitted kitchen/diner, refitted bathroom, garage, and west-facing garden backing onto a play park, the property is offered with no onward chain.

Placing your home on the market in December can set you up for a stronger, faster sale in early 2026. With fewer competing listings and highly motivated buyers still searching, December offers a rare opportunity to stand out, attract serious interest, and get ahead of the busy new-year property rush.