Stricter affordability assessments see twice as many self-employed rejected for a mortgage🤷🏻‍♀️

Stricter affordability assessments see twice as many self-employed rejected for a mortgage🤷🏻‍♀️

According to new research from The Mortgage Lender, 23% of self-employed individuals have had their mortgage application denied in the past compared to just 12% of employed workers.

Self-employed applicants are often treated with stricter affordability assessments than those who are employed, mainly because they are considered to have a more irregular or complex income and are therefore viewed as riskier to lenders. This can make it trickier to get through the mortgage process, with the survey finding that of those who have ever tried to get a mortgage, 19% of self-employed applicants have had mixed results of whether their application was accepted or denied, compared to only 11% of employed individuals who said the same. To continue reading, please Click Here


Get in touch with us

From Victorian terraces to modern estates, every town has its own property timeline. So how does Attleborough compare with the national picture? Are we a town of historic homes, post war estates, or newer developments? Take a look at the figures and see where Attleborough sits in the UK housing story here

With mortgage rates steadier and spring listings emerging, March 2026 offers buyers a balanced window before peak competition intensifies.

Over the past 25 years, UK house prices have risen significantly, quietly building wealth for homeowners along the way. While markets move in cycles, the long-term trend remains clear. For many households, their home has become one of the most consistent and powerful drivers of personal wealth.

The early months of 2026 suggest a UK housing market finding its rhythm, with buyer activity strengthening across most regions. While growth varies from place to place, the wider picture is one of steady progress rather than sharp change. To learn what this means closer to home, read on.