Stricter affordability assessments see twice as many self-employed rejected for a mortgage🤷🏻‍♀️

According to new research from The Mortgage Lender, 23% of self-employed individuals have had their mortgage application denied in the past compared to just 12% of employed workers.

Self-employed applicants are often treated with stricter affordability assessments than those who are employed, mainly because they are considered to have a more irregular or complex income and are therefore viewed as riskier to lenders. This can make it trickier to get through the mortgage process, with the survey finding that of those who have ever tried to get a mortgage, 19% of self-employed applicants have had mixed results of whether their application was accepted or denied, compared to only 11% of employed individuals who said the same. To continue reading, please Click Here

Get in touch with us

First Name

Last Name

Your Email Address

Mobile Phone

Are you looking to

Buy

Sell

Rent

Let

Please enter message here

Please confirm that it is okay for us to contact you about this information as well as products and services. (You will always be given the right to unsubscribe at any point in the future)

Confirm

Attleborough £/sq.ft Rises

This article explores the latest trends in Attleborough’s property market by examining changes in the average price per square foot. It highlights what these shifts suggest about current market activity, the types of homes being listed, and how this information can help homeowners and landlords better understand their property’s position in today’s

CLICK HERE >

Unhappy with your current letting agent? Here’s how easy it is to make a switch

If your letting agent isn’t delivering, you don’t have to stay stuck. Switching agents is easier than many landlords realise and could protect your investment long-term. Here’s how the process works, and why September is the perfect time to act.

CLICK HERE >

How Big Are Your Bungalows?

Bungalows aren’t built equal across the UK—sizes swing widely. Northern Ireland tops the list at 1,170 sq.ft, while Yorkshire & the Humber trails at 875 sq.ft, a 34% gap. When downsizing, would you trade your location for extra room?

CLICK HERE >

How long does it take to sell a home in the UK?

New figures reveal major regional differences in how quickly UK homes go under offer. In today’s market, speed counts—delays can mean price cuts, lost momentum, and uncertainty. The key question for sellers: is your property priced to sell, or priced to sit?

CLICK HERE >