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Many would-be buyers hesitate, waiting for calmer times before taking the plunge. Yet history shows that waiting often costs more than acting. While renters lose money monthly, owners build equity and stability. The market rewards time, not timing—progress starts the moment you buy.
Falling mortgage rates are bringing welcome relief to first-time buyers. Monthly repayments on the average UK first-time buyer mortgage are now around £355 less than three years ago — easing financial pressure and making homeownership feel more achievable for many ready to take their first step onto the property ladder.
If you’re planning to buy a home soon, you might assume the best place to start is on the property portals, Rightmove, Zoopla, or OnTheMarket. But the truth is, the savviest buyers are seeing homes long before they ever appear online. Here’s why registering with an agent puts you one step ahead.
Step inside this beautifully redesigned 4-bedroom family home, offering contemporary living with premium finishes. Features include a spacious, light-filled lounge, open-plan kitchen/dining/snug with wood-burning stove, triple bi-folds to a south-facing garden, 24ft garden studio, luxury bathroom, double garage, ample driveway, and EV charging.