Top ten mortgage lenders

Top ten mortgage lenders

In this speed read article we look at the Top 10 Mortgage Lenders

  • The UK's top ten mortgage lenders lent an eye-watering £260 billion in 2021, increasing their market share to 84.4%, up from 82.4% in 2019 (data released in August 2022, UK Finance).
  • The top 4 lenders retain their rankings with Lloyds Bank in first place followed by NatWest, Nationwide and Santander, with no new entrants to the Top 10 (UK Finance).
  • Buy-to-Let lending accounted for 16% of all lending in 2021, no change from previous year (UK Finance).
  • Of over 5,500 landlords surveyed in May 2022, only 13% expected their portfolio to decrease over the next 1–2 years. 69% anticipated no change and 18% saw it increasing (Property Academy).
  • Source Dataloft


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Every home has a story, from first steps to retirement dreams. Property isn't just bricks and mortar; it’s about people, timing, and local confidence. Whether you’re upsizing, downsizing, or just keeping watch, understanding our unique market is key. We look beyond the data to see what’s really happening in our local community.