Where are Britain's current housing equity hotspots?🗺

Where are Britain's current housing equity hotspots?🗺

It’s thought that over 8.8m households across the nation are owned outright and with the current value of these homes averaging £288,130, figures suggest that the total housing equity in England sits at a staggering £2.547trn.

Research from specialist property lending experts, Octane Capital, highlights which areas of the property market are the most valuable based on this equity.
According to the data, the South East is home to the highest level of housing equity of all regions, with an estimated value of £560bn in homes owned outright. London follows close behind with the 948,681 homes owned outright in the capital equating to £493.3bn in housing equity. To continue reading, please Click Here


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The latest 0.25% interest rate cut may look modest on paper, saving the average variable mortgage holder around £31 a month, but its real influence runs deeper. Property markets are powered by confidence, and with mortgage rates easing and lenders competing again, sentiment is shifting. That change in mood is starting to matter.

A new £2m-plus home surcharge is billed as progressive, but its impact falls mainly on London and the South East, where many owners now face an annual bill from 2028. Critics warn it punishes long-term residents, cools the prime market and deepens regional divides, even as households weigh downsizing. Many fear a new cliff edge at £2m too.

The Autumn Budget brought predictable housing and tax shifts, headlined by a 2028 levy on £2m+ homes that affects under 1% of properties but will shape behaviour for years. Landlords face tighter margins as taxes rise, while Attleborough’s market absorbs uncertainty. The measures add clarity rather than comfort as pressures build.

In Attleborough, the flow of daily life often sparks a quiet moment of reflection about whether a home still suits the way things are evolving. As routines shift and priorities grow, a gentle urge to seek a better fit begins to emerge, revealing how closely our lives and our homes remain connected.